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Choosing the right insurance policy for you and your loved ones starts with understanding how the death benefit of each type works.

The importance of a life insurance policy is that it helps provide for the financial stability of your beneficiaries if you pass away.

Some life insurance policies require a medical exam before approval. This may include a physical exam, blood test, urinalysis and more.

When you buy life insurance, make sure you know what you're buying. Use these tips to help you make a smart purchase.

Looking for a life insurance policy? Here's what you need to know, including the minimum age for life insurance.

For most people, the most important types of insurance to have include automobile, health, life, disability and homeowner's insurance.

Life insurance coverage comes in many forms, but the two you will most commonly hear about are term life and whole (or permanent) life insurance.

Shopping for life insurance? Here are our recommendations for choosing a policy that's right for you.

Many life insurance companies require urinalysis during the pre-approval medical exam. It can check for pre-existing health conditions and illicit drug use.

Life insurance protects your loved ones from financial hardship if you die unexpectedly.