Life policies can be paid in a lump sum or in several installments; the amount of money you pay to your insurance company is called a premium.

When you buy a policy you provide a measure of financial security to your beneficiaries (family, loved ones) so that upon death they will be able to meet financial responsibilities previously covered by your income.

We recommend you to speak to a Licensed agent in your state by doing a search in our site, so that you can determine how much protection you need and can afford, as well as what type to choose.

These are the most common types of products:

• Term Life Insurance
• Permanent / Whole Life Insurance

There are other variations of policies, such as, Universal Life, Excess Interest Whole Life, Variable Life, Limited-Payment Whole Life and Single-Premium Whole Life.

We recommend you to speak to a local licensed  agent so that you can learn more about them. Please feel free to contact the licensed agents listed on our site for more information.