Accident Insurance: Is It Right For You?

Accidents can happen at any time to anyone and it's always unexpected.  That's where accident insurance comes in.  While it may not be the right choice for everyone, there are some benefits to accident insurance that some consumers may value.  Accidents can cause serious financial hardships for those who are unprepared so it's worth your while to at least get educated on what accident insurance has to offer.

Many reputable insurance companies, including Gerber Life, offer accident insurance to their customers.  Gerber offers an accident life insurance policy for just pennies a day.  According to their website, they provide financial protection against accidental death or a covered disabling injury.  They have multiple different protection plans to choose from including $20,000 in protection to $100,000 in protection.  This cash benefit can come in extremely handy if the unthinkable were to happen.

Out-of-pocket costs can be outrageous for medical costs, lost wages, and other unforeseen expenses.  Accident protection provides a certain level of security that can be invaluable during tough times.  It can be one less thing for your loved ones to worry about in the case of a severe accident.  At Gerber, approval is guaranteed and no physical exam is required.  The application process is very simple and people between the ages of 19-69 years of age are pre-approved.  Individuals are eligible regardless of health, occupation or gender.  This can be reassuring, especially for those struggling to find quality life insurance because of a pre-existing condition.